Financial Accountability That Actually Works
Most people don't fail because they lack knowledge. They fail because money disappears into vague categories and good intentions fade by mid-month. Our program teaches you the specific systems that turn financial awareness into automatic habits.
Starting June 2026, we're running intensive cohorts designed for everyday Australians who want genuine control over their finances. Not theory. Not inspiration. Just proven accountability methods that stick.
Reserve Your Spot
What You'll Actually Learn
Daily Tracking Systems
Most budgeting advice says "track your spending" but never explains how to do it without burnout. We teach the three-minute daily review method that catches problems before they compound. You'll build a rhythm that feels natural instead of punishing.
Accountability Partnerships
Financial shame keeps people isolated, which is exactly when things spiral. You'll be paired with someone at a similar income level who understands your specific challenges. Weekly check-ins become the difference between sliding backwards and steady progress.
Recovery Protocols
Everyone messes up. The program includes specific recovery strategies for when you overspend, miss a savings goal, or face unexpected expenses. Getting back on track matters more than perfection, and we build that skill deliberately.
Who Guides This Program
Our facilitators have all recovered from serious financial mistakes. They're not selling a lifestyle or pushing investment schemes. They teach what worked when everything else failed.
Lachlan Kerrigan
Accountability Systems
Spent three years digging out of credit card debt after a business collapse. Now runs the daily tracking workshops and knows every excuse people use to avoid looking at their bank balance. He's heard them all because he's used them all.
Siobhan Devereux
Partnership Coordination
Matches accountability partners based on income levels and spending patterns. She's refined the pairing process over four cohorts and knows which combinations create genuine support versus awkward obligation. The partnerships she creates actually last.
Callum Fitzroy
Recovery Protocols
Teaches the messy middle part nobody talks about. When you've blown your budget on a Friday night or faced an emergency expense, his recovery frameworks get you functional again within days instead of spiraling for months.
Program Structure
The program runs for six months because real financial accountability takes time to embed. You can't rush habit formation, and anyone promising faster results is lying. We start cohorts in June and November each year to align with natural financial planning cycles.
Foundation Month
Weeks 1-4
- Establish your baseline spending reality without judgment
- Set up tracking systems that match your actual lifestyle
- Meet your accountability partner and define check-in rhythms
- Identify your three biggest financial leak points
Building Habits
Weeks 5-12
- Practice the daily three-minute review until automatic
- Weekly partnership meetings to compare progress and setbacks
- Learn to spot warning signs before they become crises
- Develop personalized recovery protocols for your weak points
Stress Testing
Weeks 13-20
- Handle unexpected expenses while maintaining systems
- Navigate social pressure and lifestyle creep situations
- Adjust tracking methods based on real friction points
- Strengthen partnership dynamics through honest feedback
Long-term Systems
Weeks 21-26
- Transition to monthly deep reviews with quarterly planning
- Build sustainable routines that survive busy periods
- Create maintenance protocols for ongoing accountability
- Plan post-program partnership continuation or rotation
Next Cohort Starts June 2026
We limit cohorts to 24 participants so everyone gets proper attention during partnership formation. Past cohorts filled up within three weeks of opening registration.
Sessions meet Tuesday evenings from 6:30-8:00pm at our Bundall location, with optional Saturday workshops once monthly for deeper work. All materials and tracking templates included.
Get Program Details